When Your Retirement Accounts Take a Hit (Washington Post) I am 52 years old. I have $22,000 in my 401(k) plus $10,000 in an IRA, and that?s all of my retirement savings. My quarterly 401(k) statement showed a loss of $2,000. I can?t afford to lose that much. My money is divided among UBS International and four T. Rowe Price funds: Balanced, Equity Income,...